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Qualify Using Rental Income
Not Your Tax Returns

DSCR financing for Real Estate Investors. No W-2s, no personal income documentation.

Check My Rental Eligibility

No obligation. No credit pull.

Specializing in investor-focused lending with 20+ years of mortgage experience.

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NMLS #2723436

★★★★★

5-Star Investor Rated

Instant DSCR Eligibility Check

Financing based on property cash flow. No tax returns. No W-2s.

Choose Your Scenario

Buying a Property

Refinancing / Cash-Out

Financing Without The Friction

01. DOCUMENTATION

Zero Tax Returns

No DTI. No W2s. Just Cash Flow.

02. PROTECTION

LLC Friendly

Protect your assets. Close in your business name.

03. FLEXIBILITY

All Rentals Eligible

From Long-Term Leases to AirBnB & VRBO.

04. LEVERAGE

40-Year Fixed Rate

Interest-Only options to maximize cash flow.

Institutional Funding.
Boutique Execution.

A streamlined process designed for the professional investor.

The Strategy

Experienced deal-structuring that standard retail banks miss.

The Leverage

Compare 30/40-year fixed rates and Interest-Only options.

The Finish Line

Close in as little as 14 days. We handle the heavy lifting.

Investor Success Stories

Declined by My Bank, $600K Funded in 2 Weeks

“I needed capital for a new investment and applied for a cash-out refinance on my Airbnb property. Being self-employed, my bank declined me due to DTI. Clear2Close approved me with a DSCR loan and funded $600,000 in about two weeks.”

David S.

Deerfield Beach, FL

Approved While Between Jobs,No W-2s Required

“I was between jobs and didn’t think qualifying for a loan was possible, but I still wanted to purchase an investment property. I had no idea DSCR loans even existed. Clear2Close introduced me to the option, and I was approved in just two days, no W-2s or pay stubs.”

Tim B.

Palm Beach Gardens, FL

First Investment Property,  Cash Flow Increased by $400/Month

“I just purchased my first investment property and didn’t realize how much structure mattered. Clear2Close offered a 40-year fixed with 10 years of interest-only, which increased my monthly cash flow by $400 and improved my ROI.”

Joseph C.

Boca Raton, FL

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Personalized Lending Strategy

Skip the automation and get a professional's perspective on your deal. No hard credit pull. No obligation.

★ 20+ Years of Mortgage Lending Expertise

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